Data Privacy Policy

Introduction

Northwealthacademy s.r.o. ("we," "our," or "us") is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website northwealthacademy.biz or use our services.

Data Controller Information

The data controller for your personal information is:

• Company: Northwealthacademy s.r.o.
• Registration Number: 47254514
• Address: Industriestraße 170, 20779 Hamburg, Germany
• Email: [email protected]
• Phone: +49 405154958

Data Collection

We collect information that you provide directly to us and information that is automatically collected when you use our website and services. The data we collect includes:

Personal Information You Provide

• Contact information (name, email address, phone number, postal address)
• Account information (username, password, preferences)
• Communication data (messages, inquiries, feedback)
• Financial information (investment preferences, portfolio data)
• Professional information (company name, job title, industry)

Automatically Collected Information

• Device information (IP address, browser type, operating system)
• Usage data (pages visited, time spent, click patterns)
• Location information (general geographic location)
• Cookies and tracking technologies data

How We Use Your Information

We use the personal data we collect for various purposes, including how we use your information to provide, maintain, and improve our services:

• Providing and personalizing our financial technology services
• Processing transactions and managing your account
• Communicating with you about services, updates, and support
• Analyzing usage patterns to improve our platform
• Ensuring security and preventing fraud
• Complying with legal obligations and regulatory requirements
• Marketing our services (with your consent where required)

Legal Basis for Processing

Under the General Data Protection Regulation (GDPR), we process your personal data based on the following legal grounds:

• Consent: For marketing communications and non-essential cookies
• Contract: To provide our services and fulfill our obligations to you
• Legal Obligation: To comply with applicable laws and regulations
• Legitimate Interest: To improve our services and ensure security

Cookies and Tracking Technologies

We may use cookies and tracking technologies for analytics, advertising, and remarketing purposes, including Google Ads. These technologies help us measure campaign effectiveness, deliver relevant advertisements, and improve our services. You can manage your cookie preferences at any time through our cookie consent banner or by visiting our cookie policy page.

Data Sharing and Disclosure

We do not sell your personal information. We may share your information in the following circumstances:

• With service providers who assist in operating our business
• With professional advisors (lawyers, accountants, consultants)
• To comply with legal obligations or respond to lawful requests
• To protect our rights, property, or safety
• In connection with a business transfer or merger

International Data Transfers

Your personal data may be transferred to and processed in countries outside the European Economic Area (EEA). When we transfer data internationally, we ensure appropriate safeguards are in place, such as Standard Contractual Clauses or adequacy decisions by the European Commission.

Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy. Generally, we keep data for the following periods:

• Account information: For the duration of your account plus 7 years
• Transaction records: 10 years for regulatory compliance
• Marketing data: Until you withdraw consent or 3 years of inactivity
• Website usage data: 26 months for analytics purposes

Your Rights

Under GDPR and applicable data protection laws, you have the following rights regarding your personal data:

• Right of Access: Request a copy of your personal data
• Right to Rectification: Correct inaccurate or incomplete data
• Right to Erasure: Request deletion of your data
• Right to Restrict Processing: Limit how we use your data
• Right to Data Portability: Receive your data in a structured format
• Right to Object: Object to processing for legitimate interests or marketing
• Right to Withdraw Consent: Withdraw consent where processing is based on consent

To exercise any of these rights, please contact us at [email protected] or +49 405154958.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption, access controls, regular security assessments, and staff training.

Third-Party Services

Our website and services may contain links to third-party websites or integrate with third-party services. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies before providing any personal information.

Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal data from a child, we will take steps to delete such information.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. We will notify you of any material changes by posting the updated policy on our website and updating the "Last updated" date.

Contact Information

If you have questions about this Privacy Policy or our data practices, please contact us:

• Email: [email protected]
• Phone: +49 405154958
• Address: Northwealthacademy s.r.o., Industriestraße 170, 20779 Hamburg, Germany

Supervisory Authority

If you believe we have not addressed your concerns adequately, you have the right to lodge a complaint with the relevant data protection supervisory authority in your jurisdiction.